As a retired person, reducing your overheads may not only be necessary but because your situation has changed you should take stock of all of your overheads or monthly payments and find out firstly, which ones you are able to get reduced purely because you are over 65 years old and secondly, because...

Investing in gold coins has proven to be an excellent investment with South Africa’s Kruger rand being amongst the most sought after gold coins in the world. Investing in rare gold coins like the Mandela/De Klerk Nobel Laureate coin has shown extraordinary returns but for the average investor,...

Retired investors who were heavily invested in equities have had a particularly rough time the past two years with the world financial crisis taking it’s toll on the markets. So what have we learnt over this period about retirement investing strategies to see that retirement is not a stressful...

A balance retirement plan should have a portfolio that includes a certain amount of real estate investment, be it through an real estate investment fund managed by one of the insurance companies or banks, rental property investments or fractional ownership. Fractional ownership is a particularly appealing...

Early retirement is not for everyone, even if you have more money than you can spend in 2 lifetimes, have taken a huge lump sum annuity but for those who plan to retire early and have a clear goal of what they would like to do, where they would like to go and something to keep them busy in retirement,...

Pension funds in general require that you invest a portion of your pension payout into an annuity with a lump sum available of no more than 30% of the value of the pension fund payout. This has attracted a lot of attention in the retirement industry of late with returns in money market funds and the...

Funeral cover has become such an important part of a persons financial planning with the emphasis on alleviating the financial burden of funeral expenses on your family. Funerals are costly events and the last thing you want your children to be burdened with is the cost of your funeral....

Hospital plans from Clientele life offer health insurance plans that provide from R3000 to R5000 per day while you are hospitalized. The hospitalization plan is not a medical aid but a health insurance product designed to pay for your stay in hospital while you are at your most vulnerable...

In a recent survey of retired people it is clear that as much as 90% of people currently employed will not be able to retire comfortably. This is an alarming statistic which does not bode well for our government in the future where an ageing population will become increasingly dependent on the State. Retirement...

Unclaimed pension fund benefits amount to a whole lot of money which is sitting in the coffers of the Insurance companies awaiting distribution and you could be one of the lucky ones who is able to collect. If you or anyone in your family has been with a few different companies over the years and contributions...