Assessing your Life Insurance before Ret...
As we progress through life and we begin to feel the effects of annual increases in Life Insurance or retirement investments it is a very good idea to get Life Insurance quotes to assess whether or not the cover you are getting for the premium are the best possible rates. The effects of annual increases...
Try your hand at Virtual Forex Trading f...
There is absolutely no obligation when trying out the forex trading platform and you can try it out without having to deposit a penny. The trial includes trading Gold, Oil and other commodities which are all available with extremely advanced analytical tools. Forex trading is a very risky business but...
Preparing for a financially sound future...
The steps outlined below are designed to help you prepare for a financially independent future and the process needs to be revisited every few years in order to adapt your financial planning to your changing needs. If you use a financial planner, these are the steps that he/she will guide you through...
When to use a financial Planner...
The answer quite simply is you should use a financial planner whenever you are going to spend a significant sum of money or any time that your or your families financial future is being considered. Perhaps you have had a child and you have read about the increasing costs of Education in South Africa. Perhaps...
Fixed Annuity, what is it exactly?...
Annuities are seen as the savings accounts for the future but what exactly is a fixed annuity? A fixed annuity is an investment that guarantees you a future income. The investments underlying the fixed annuity are very low risk investments made by the financial institution and are usually in bonds. A...
Retirement Annuities or Unit Trusts for ...
The decision of whether to invest in retirement Annuities or Unit trusts is a debate which has gained new ground since the proposed change to regulation 28 of the Pension Funds Act and revolves around tax benefits and the possibility of restricting investment types to retirement funding instruments. The...
Investment choices when leaving a retire...
When you retire or leave your current employer, you are faced with a number of retirement investment choices and depending on your financial position at the time of retirement differ quite significantly. You may wish to do some travelling, buy a boat or simply spend time persuining you passion for painting...
Gold Coins as a Retirement Investment...
Gold coins and Kruger Rands in particular have stood the test of time and delivered impressive returns in both the medium and long term. It is for this very reason that Gold has become known as the safe haven of investments with massive investment in Gold Bullion seen during times of unease in the financial...