Educating a child from Pre-school to University can be a daunting for new parents, particularly if private schooling is your desire but is essential in a Country where the cost of Education is far outstripping inflation. I am referring to the top South African Private schools that are not boarding schools...

At this time of year most of us take stock of our financial position and set goals to improve our financial position in the year ahead. There are a few very simple strategies that we can all use in order to reach our financial goals in the new year that are both effective, and once implemented, are painless...

Low growth environments like those we are experiencing now make the choice of retirement investments increasingly important if we are to enjoy any real growth. Retirement investments like retirement annuities in low growth cycles need to be selected by carefully evaluating the fee structures of the RA...

Financial planning is a responsible and effective way to reach your financial goals, it gives you the freedom and security to plan for the future.  Listed below are 4 reasons financial planning is important. Know your worth: What assets and liabilities do you have and how much are they worth? Consider...

As a pensioner you drive less, you have had your drivers license for a long time and have a long claims history. These are the key factors that allow pensioners to qualify for reduced car insurance rates. Couple your driving history with the security of your vehicle at night and during the day and you...

People in South Africa are getting a little panicky about calls for Nationalization of mines and banks and with the recent ratings downgrade of South Africa this is becoming more of an issue. Retirement Fund managers are finding themselves in a quandry with investors seeking returns way above inflation...

Forex Investments by their very nature are extremely high risk investments if you are not a very experienced trader with an eye on the currency markets and news that may affect the currency markets every second of the day. Having said that, Forex investments have the ability to provide extraordinarily...

Retirement annuities are not only an investment product that you acquire at retirement age with your pension fund payout to purchase an income for the rest of your life but are products often invested in by small business owners or self employed individuals who do not contribute to a pension fund. It...

In uncertain financial times, people look to a guaranteed income when they retire and a guaranteed annuity is an option to consider. Obviously when you seek guarantees on anything, you will need to sacrifice something in order to get that guarantee. Guaranteed Annuities guarantee you an amount of money...

It should be noted first off that Living Annuities are soon to be renamed Retirement Income Drawdown Accounts for those who have not heard the term in the Industry just yet. When you retire and you receive your proceeds from your pension fund, you are obliged to purchase an annuity. Your pension fund...