In recent months the financial services ombud has received a lot of coverage for the work they do in protecting the rights of investors who have been mislead by financial advisors and in particular cases that involve unlisted shares. The promise of huge returns when a company lists on the stock exchange...

The overwhelming message at the Asisa convention was that retirement savings are for retirement and the ability to withdraw money earmarked for retirement early is going to be made more difficult in the coming months through legislation. Provident funds are to be retired so to speak and the ability of...

I’m a baby boomer, and 18 month away from that magical age of 65. Through life I have been through a number of “ages” starting at the age one starts school. But unlike the other “ages” I have been preparing for this stage, and before I ask you my questions please allow me a few moments of...

Financial advisers have come under increasing scrutiny in recent years and the latest introduction of examinations that every financial adviser needs to write in order to remain a financial adviser has seen some extreme opposition by financial advisers. The FSB ordered that financial advisers need to...

The Earthquake in Japan has had a significant negative effect on world markets with the NIKKEI losing as much as 14% yetserday. The reality is that Japan is the Worlds third largest economy and a disaster of this magnitude will have spill over effects on the Worlds stock markets from New York to South...

We all find ourselves in uncertain places during our lives and the tragedy is that most people panic, cancel retirement annuities or allow policies to fall into arrears without taking advantage of the Free financial advice offered by experts that will advise you on the most cost effective ways of reducing...

The relationship between costs charged by fund management companies are eroding your retirement savings returns and how the growth is reported to you as an investor are not necessarily a true reflection of the real returns you are receiving. Pension Fund and investments designed to give you an income...

Planning your retirement requires your financial advisor to have an intimate knowledge of all of the available retirement income plans available and the tax benefits that each individual is entitled. In order to get the full picture of your current retirment income position and the changes made to the...

To ensure that your retirement income is sufficient for you to retire in comfort and without any financial worries it is essential to know how your retirement funding options are performing and get advice from professional Financial advisors in order to calculate your current position and how it aligns...

The South African Government has made it very clear that retirement savings need to be protected and the new rules for fund managers are a further indication of this. No more than 75% of a funds capital can be invested in Equities which relates to Equities both on the local exchange as well as foreign...