Low growth environments like those we are experiencing now make the choice of retirement investments increasingly important if we are to enjoy any real growth. Retirement investments like retirement annuities in low growth cycles need to be selected by carefully evaluating the fee structures of the RA...

Retirement annuities are not only an investment product that you acquire at retirement age with your pension fund payout to purchase an income for the rest of your life but are products often invested in by small business owners or self employed individuals who do not contribute to a pension fund. It...

In uncertain financial times, people look to a guaranteed income when they retire and a guaranteed annuity is an option to consider. Obviously when you seek guarantees on anything, you will need to sacrifice something in order to get that guarantee. Guaranteed Annuities guarantee you an amount of money...

It should be noted first off that Living Annuities are soon to be renamed Retirement Income Drawdown Accounts for those who have not heard the term in the Industry just yet. When you retire and you receive your proceeds from your pension fund, you are obliged to purchase an annuity. Your pension fund...

Living annuities are designed to produce sufficient income for you during your retirement to enable you to continue living in the manner to which you have become accustomed, to maintain this level of income up until your death and to provide long term growth. The key to achieving these aims is to carefully...

For those of you who took advantage of the ability to have numerous retirement income streams from different annuities or pension funds managed by different companies in order to have each taxed with the applicable rebate, you need to be aware that your income will now be accumulated and you will be...

Annuities are seen as the savings accounts for the future but what exactly is a fixed annuity? A fixed annuity is an investment that guarantees you a future income. The investments underlying the fixed annuity are very low risk investments made by the financial institution and are usually in bonds. A...

The decision of whether to invest in retirement Annuities or Unit trusts is a debate which has gained new ground since the proposed change to regulation 28 of the Pension Funds Act and revolves around tax benefits and the possibility of restricting investment types to retirement funding instruments. The...

Retirement planning can be the cause of great stress in the minds of individuals especially when the financial markets outlook is a bit bleek and the prospect of getting a stable fixed income to support their lifestyle appears limited. Most people are on the lookout for safe avenues to invest their hard...

Most people are on the lookout for an income plan which will provide them a systematic monthly income during their retirement days. Annuity Investments are considered ideal in this regard mainly due to the fact that along with providing periodic income payouts for a definite period or in some cases,...