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Pension Funds – All you need to know
Why Smart People Lose Money: An Introduction to Behavioral Investing Principles
What You Will Learn From This Article Where the idea of "behavioral investing" actually comes from, and why it isn't just a Charlie Munger invention The difference between the academic and the practical traditions that both arrived at the same conclusions A short...
Where Your Returns Actually Go, and What Buffett Does About It
What You Will Learn From This Article Buffett's Gotrocks parable, and the specific insight it captures about fees The result of Buffett's famous $1 million bet against the hedge fund industry, and why it matters Why Buffett recommends low-cost index funds to ordinary...
Meet Mr. Market: The Business Partner Who’s Trying to Trick You
What You Will Learn From This Article The origin of the Mr. Market allegory, and why Buffett kept retelling it for over half a century What Mr. Market actually represents, and what he doesn't Why treating a daily price as a verdict on value is the exact mistake...
Why Doing Less Is a Strategy
What You Will Learn From This Article Munger's case for what he bluntly called "sit on your ass" investing Buffett's twenty-slot punch card thought experiment, and what it's actually trying to teach Why constant activity so often gets mistaken for skill or progress A...
Invert, Always Invert: The Question That Could Save Your Retirement Savings
What You Will Learn From This Article Where Munger's favourite mental tool actually came from, and why he adopted it so completely The difference between asking how to succeed and asking how you'd fail, and why the second question catches things the first one misses...
The One Mistake That Turns a Bad Year Into a Permanent Loss
What You Will Learn From This Article Why Munger and Buffett both singled out leverage as uniquely dangerous, compared to ordinary investment risk The specific mechanism by which borrowed money turns a temporary decline into a permanent loss Where this shows up beyond...
It’s Not Greed That Ruins Investors. It’s Envy
What You Will Learn From This Article Why Charlie Munger repeatedly named envy, not greed, as one of the most destructive human emotions How envy specifically, rather than greed, actually shows up in bad investment decisions Why envy is a uniquely bad deal, all the...
The Ego Traps That Wreck Portfolios
What You Will Learn From This Article What denial and self-deception bias is, and why it makes bad positions get worse for longer than they should What overconfidence is, and why Munger considered humility one of the genuine secrets behind his and Buffett's success...
Why Losing Hurts More Than Winning Feels Good
What You Will Learn From This Article What loss aversion is, and the research behind why losses and gains aren't felt equally Buffett's two-rule list, never lose money, never forget the first rule, and the arithmetic that makes it serious rather than a joke Why...
The Herd Instinct: Why Copying the Crowd Costs You Money
What You Will Learn From This Article What social proof is, and why Munger considered it one of the most powerful tendencies humans have Buffett's famous rule for using crowd sentiment as a contrarian signal, and where it actually comes from Why both ideas describe...
Why Your Advisor’s Pay Structure Matters More Than Their Advice
What You Will Learn From This Article What incentive-caused bias is, and why Charlie Munger ranked it as the most powerful tendency in his entire catalogue of human misjudgment Why this bias works even on genuinely honest, well-intentioned people Real examples of how...
Two Rules That Keep You Out of Trouble Before You Even Buy
What You Will Learn From This Article What "circle of competence" actually means, and Munger's three-basket test for using it What "margin of safety" means, where it came from, and why Buffett calls it central to everything he does Why these two ideas work far better...