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Latest from Pensionfund.co.za
SA Pension Fund Performance Review H1 2026: Key Winners, Losers, and Market Implications for Investors
The first half of 2026 proved challenging for South African pension funds. Global economic uncertainty, persistent inflation concerns, and domestic policy headwinds created a complex investment environment. While some fund managers navigated these conditions...
Fund Manager Track Records Explained: What Investors Should Know About Performance History and Future Predictability
A fund manager displays a ten-year track record of outperformance, consistently beating benchmarks by 2% annually. This appears compelling until you discover the manager is new, promoted last year from analyst, and had nothing to do with the historical performance....
Offshore Endowments vs. Domestic Pension Funds: Where to Invest for Maximum Tax Efficiency and Diversification
High-net-worth South African investors face a critical strategic choice: should retirement capital be deployed through domestic pension fund structures (Retirement Annuity Funds, occupational schemes) or through offshore endowment structures? Each approach offers...
Tax-Free Savings and Investment in South Africa: The Complete Guide
The tax-free savings account (TFSA) is one of the few genuinely simple gifts National Treasury has given investors. There's no catch buried in the fine print, no complicated tax return admin, and no need to be wealthy to benefit. Yet it remains one of the most...
Regulatory Changes in SA Pension Funds 2024-2026: What Investors Need to Know About New Rules, Compliance, and Impact on Returns
South Africa's pension fund regulatory landscape has undergone significant transformation over the past two years. The Financial Sector Conduct Authority (FSCA) has tightened governance requirements, mandated enhanced fee transparency, implemented new beneficiary...
The Institutional Investor’s Guide to SA Pension Funds: Understanding Fund Types, Structures, and Minimum Investment Requirements
For sophisticated investors seeking exposure to South Africa's retirement fund ecosystem, understanding the landscape of pension fund structures, fund types, and investment requirements is essential. The South African pension fund market represents one of the...
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Offshore Endowments vs. Domestic Pension Funds: Where to Invest for Maximum Tax Efficiency and Diversification
High-net-worth South African investors face a critical strategic choice: should retirement capital be deployed through domestic pension fund structures (Retirement Annuity Funds, occupational schemes) or through offshore endowment structures? Each approach offers...
Tax-Free Savings and Investment in South Africa: The Complete Guide
The tax-free savings account (TFSA) is one of the few genuinely simple gifts National Treasury has given investors. There's no catch buried in the fine print, no complicated tax return admin, and no need to be wealthy to benefit. Yet it remains one of the most...
The Hidden Cost of the Born-Free Dream: Why “Black Tax” Is South Africa’s Silent Retirement Crisis
What You Will Learn From This Feature Why "black tax" exists — the historical and economic reasons so many South African professionals support extended family, rooted in apartheid-era wealth exclusion rather than personal budgeting choices. The psychological cost...
Step-by-Step to Financial Freedom. Read this Guide to Smart Investing
You don’t need to be rich, lucky or a financial genius to become a successful investor. You just need the right mindset, a bit of patience and a solid plan. With the help of a qualified financial planner, anyone can start building real wealth and even leave something...
Offshore Endowments Explained: How Tax-Efficient “Wrappers” Work for South African Investors
For South African investors looking to grow their retirement savings tax-efficiently, offshore endowments (also called investment wrappers) offer a compelling solution. These structures combine investment growth with tax benefits, making them popular among...