Preparing for your future being HIV positive
If you have recently had your status confirmed as HIV positive and had the necessary discussions about your future with a medical professional, one of the things you will be aware of is the need to manage your HIV with medication. What you will also be acutely aware of is that your life will be...
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Preparing for your future being HIV positive...
Posted by pension-admin on Apr 23, 2018If you have recently had your status confirmed as HIV positive and had the necessary discussions about your future with a medical professional, one of the things you will be aware of is the need to manage your HIV with medication. What you will also be acutely aware of is that your life will be...
List of Ombudsman in South Africa that can help with any complaints you may have...
Here is a complete list of Ombudsman in South Africa which will help with anything from Banking and pension payment issues to banking, sectional title, credit and even vehicle related issues. When to contact the Ombudsman. (below are a few examples) What is an OImbudsman? An Ombudsman is an independent,...
What to do if your employer has not been paying over your pension fund/retirement contributions...
In the recent pension fund adjudicators annual report there is an alarmingly high incidence of companies deducting money from employees salaries for investment into pension funds or other retirement products and the money being deducted, not being paid over to the funds. This is absolutely shocking...
Expat South Africans can transfer retirement Investments overseas...
In recent years, Expat South Africans living in the UK, USA or Australia in particular, have seen their retirement/pension payouts reduced by enormous amounts once transferred to the country they now live in due solely to the currency fluctuations. If this is your scenario as a South African expat,...
Pension fund adjudicator – Antoinette Muvhango Lukhaimane...
As a follow up to the article that indicates the increased level of complaints against pension fund administrators and the current pension fund adjudicators record of dealing with these cases, we thought you would like to know a little about the person who adjudicates the cases brought before the...
Pension fund member complaints up significantly...
The pension fund adjudicator has seen an increase of more than 10 000 cases year on year or a massive 38%. The great news for those of you who are skeptical about how your complaint will be handled will be extremely happy to note that 83% of the complaints were ruled in favour of the complainant and...
Retirement fund switching must be in the best interest of the members...
When an employer decides to switch their employees retirement savings from a stand alone retirement fund/Umbrella fund to a different fund, the over riding decision needs to be based on the switch being in the best Interest of the fund members. To give you an idea, in 2000 there were around 15 000...
Retirement – Pension fund advice...
At retirement, if you have worked in a corporate company, you will be part of the companies group pension fund or other retirement saving mechanism. The employee, as well as the employer make a contribution to the pension fund for the benefit of the employee subject to the rules of the pension...
Have something to retire to!
So many people retire a long time before they have imparted that wealth of knowledge on to someone who can really benefit from that knowledge and as part of your retirement plan, you should consider mentoring or helping someone who is driven and you can assist to get a head start. The result will be...
How is a pension or retirement benefit split in a divorce?...
The maintenance act in South Africa makes allowance for a retirement benefit to be split in a divorce. There are only 3 Acts which make it possible for a court to rule on the division of a pension benefit, the Maintenance Act, the income tax act and pension funds act, any claims that fall outside...
Can I borrow money from my pension fund?...
We are often asked if a fund member can borrow from the fund that they contribute to or use the fund as security against a loan from a financial institution. You cannot use your fund as security under any circumstances. This is specifically laid out in the Pension Funds Act. If your fund rules permit,...
Alternative Energy and Solar Products available...
As the energy crisis deepens in South Africa, both business and consumers are seeking alternative energy solutions. These energy solutions are taking the form of Solar, Natural or LP gas, Wind and many other innovative energy generation and storage systems that entrepreneurs around the World are coming up...
