Featured Articles
SA Pension Funds Likely to Fund Infrastructure Projects
There are many large Pension funds that see it is a responsibility to use the funds saved by their members to help grow the economy. These are the sentiments of Sanlams Elias Masilela, Chair of Sanlams board. He was quick to add, that these investments should not be...
Easier access to unclaimed benefits in 2021
Many people have really struggled to gain access to unclaimed benefits due in part to the many fund administrators administrating their own unclaimed benefits. Each fund administrator in terms of current law, is required to seek out the beneficiaries of any unclaimed...
Latest from Financial Planners
How to improve your debt position during Covid-19
Banks and credit companies are offering all kinds of assistance and payment holidays to assist their customers during the pandemic. UIF is offering companies a percentage of their wage bill as part of a stimulus to help companies keep their employees during these...
Easier access to unclaimed benefits in 2021
Many people have really struggled to gain access to unclaimed benefits due in part to the many fund administrators administrating their own unclaimed benefits. Each fund administrator in terms of current law, is required to seek out the beneficiaries of any unclaimed...
How to improve your debt position during Covid-19
Banks and credit companies are offering all kinds of assistance and payment holidays to assist their customers during the pandemic. UIF is offering companies a percentage of their wage bill as part of a stimulus to help companies keep their employees during these...
Gamblers turn to the Stock market during Lockdown
On your marks... Get set... Stay put & place your bet’s! The rush of the win and the social aspects So how do we simply ‘forget’ about our beloved hobbies/small pleasures in life? For some of us, gambling could very well be the one & only activity where we are...
Getting the most from your investments during a pandemic
The fear of losing money in the markets has a significantly bigger effect on us than the feeling of gaining, when we make money. Our relationship with money is intricately entwined with our very fibre and resisting the emotion to withdraw, move or beat the markets is...
How to take a loan against your pension/provident fund
Can I take a loan against my pension fund? Pension or provident fund pay-outs are typically accessible after resignation, retrenchment, retirement, dismissal, or as part of a divorce settlement. Sometimes it is necessary to access funds quicker than the fund...
Where to invest your money during the Covid-19 crisis
This is a very important question right now which anyone, who has any money to invest is asking. As a South African, we are taking body blows from all sides. Unemployment at over 40% An economy that has been floundering for years State capture which saw Billions of...
Financial market instability and your retirement strategy
We all find ourselves in uncertain places during our lives or become overwhelmed by negative sentiment during times of financial market instability. In South Africa it is particularly easy to get caught up in negative sentiment with our failing State owned Enterprises...
How to retire as a millionaire and not have to worry
Your mindset in your early working life will determine how easy saving for retirement is, and how well you will live out your twilight years. The last thing anyone wants is to be short of money in your retirement, a time when you are meant to be enjoying your grand...
Tax Free Savings and Investment accounts – what you need to know
The Tax Free Savings and Investment allowance has been available since 2015 and many South Africans have taken up the opportunity to get tax free returns. What exactly does Tax free mean? Start saving for your retirement the right way. Tax Free means just that. Any...
Balanced Portfolio Structure for Retirement
Retirement investment portfolio's should be balanced to mitigate any excessive risk. Capital preservation and steady growth over the long term are essential. The baility to forecast over a long period of time with a balanced portfolio can be pretty accurate and one...