Retirement investing blog
South Africa’s Retirement problem
South Africa has a unique retirement industry where the creation of a viable black middle class was a top priority after 1994. The Government made unsecured lending a priority to encourage employed black people to access finance and start building an asset base....
How to Claim your portion of unclaimed benefits from your pension fund
Updated November 2020 Link to FAIS database has been updated. Many of South Africa's pension fund Administrators hold large sums of money (In excess of R20 Billion) in preservation funds from members who have not claimed their benefits and according to the act these...
Unclaimed pension fund benefit search
Unclaimed pension fund benefits amount to a whole lot of money which is sitting in the coffers of the Insurance companies awaiting distribution and you could be one of the lucky ones who is able to collect. Here is the process to follow in order to make a claim for...
Where is the money for State expenditure going to come from
We hear from the State that they are going to be spending huge amounts of money bailing out State owned enterprises, are going to spend on roads, housing and social upliftment programs. We hear demands from unions on unsustainable wage increases and threats to shut...
Retirement Annuities and Financial Emigration
Retirement annuities are designed to supplement retirement benefits from company pension funds or for self employed people wanting to plan for their retirement. For people in their own businesses where earnings may be irregular, retirement annuities are an excellent...
Pension fund adjudicator – Antoinette Muvhango Lukhaimane
Updated: 26/10/2020 As a follow up to the article that indicates the increased level of complaints against pension fund administrators and the current pension fund adjudicators record of dealing with these cases, we thought you would like to know a little about the...
Is Bitcoin a Good Retirement Investment?
Bitcoin has been on most peoples radar for a few years now but wether or not it is a good long term investment as part of your retirement investments is a question not properly answered. We look to institutional investors like the big insurance companies who have been...
List of Ombudsman in South Africa that can help with any complaints you may have
Here is a complete list of Ombudsman in South Africa which will help with anything from Banking and pension payment issues to banking, sectional title, credit and even vehicle related issues. When to contact the Ombudsman. (below are a few examples) What is an...
How to prepare a budget – Financial freedom
The purpose of this budget exercise If you are anything like me, you have great expectations and plans for your future financial freedom and from time to time do a few sums in your head, thinking that you know what your monthly expenditure is. There is only one way to...
Retirement – Forced or otherwise, and a few side hustle ideas
The Covid-19 Pandemic has thrown the World as we know it into a Spin. From any crisis there are always Good and bad things that result. Innovation and the ability to adapt to as changing environment are key to survival in times like these and many have been thrown...