Retirement investing blog

What happens to your pension fund money when you die?

What happens to your pension fund money when you die?

Pension funds fall into a different category of your estate when you die and any value of the fund at time of death or death benefit amount in your pension fund can not be bequeathed to anyone as with other assets. The unfortunate thing about a death benefit claim is...

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Should I be Investing Offshore?

Should I be Investing Offshore?

The Rand is one of the most tradable and most liquid currencies in the world., let us not forget this. The Worlds financial markets are highly sophistacated finncial systems and when we consider that SA debt is denominated in ZAR and not in US$, it makes ZAR...

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How does Debt Management Affect Your Credit Score

How does Debt Management Affect Your Credit Score

What is a credit score? We have all seen the ads with the two guys sitting on the couch watching TV and discussing credit scores. Your credit score is an indicator of how much of a risk any lender will have to take by lending you money or providing you with finance...

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South Africa’s Retirement problem

South Africa’s Retirement problem

South Africa has a unique retirement industry where the creation of a viable black middle class was a top priority after 1994. The Government made unsecured lending a priority to encourage employed black people to access finance and start building an asset base....

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