Retirement investing blog
How life expectancy has increased over the last 100 years
The average age at death worldwide, often referred to as life expectancy at birth, has significantly increased over the last 100 years due to advancements in healthcare, sanitation, nutrition, and living conditions. Below is an approximate overview of global...
Retirement investing strategies in your 20’s, 30’s and 50’s
What you need to consider when investing for retirement Target Amount You aim to have accumulated an amount that will afford you the lifestyle you deserve at your desired retirement age. This gives you a goal to work toward and should be discussed and calculated with...
Breaking free from overwhelming debt – A 9 Step strategy to regaining control
Debt can feel like a crushing weight, especially when it comes from multiple sources—mortgages, credit cards, student loans, and store cards. It’s easy to feel trapped in a cycle where minimum payments seem never-ending, and the overall debt keeps growing. But...
How does Debt Management Affect Your Credit Score
What is a credit score? We have all seen the ads with the two guys sitting on the couch watching TV and discussing credit scores. Your credit score is an indicator of how much of a risk any lender will have to take by lending you money or providing you with finance...
How to take a loan against your pension/provident fund
Taking out a loan against your pension fund capital or retirement savings in other investment portfolios is possible but their are a lot of hoops to jump through with the fund administrators, even if the fund rules allow for a loan against the capital amount in your...
10 Ways to improve your position for retirement as you approach 60 years old
Many people lost large portions of the retirement savings by investing in the Sharemax scheme which has highlighted the position you may find yourself in as you enter retirement age. The sharemax scheme may have been a monumental blunder by regulators and the NPA...