Retirement fund administrators D and D The Cycle (Pty) Ltd

Market Commentary

Why Ray Dalio Says Investors May Need to Turn Wealth Into Cash

by pension-admin | October 8, 2026 | Featured Articles, Market Commentary | 0 Comments

Ray Dalio, the founder of Bridgewater Associates and one of the world's best-known investors, has recently warned that financial markets may be approaching a dangerous combination of rising interest rates, excessive debt and a possible artificial intelligence...

Where to Retire in South Africa: What the Coastal Dream Doesn’t Tell You

by pension-admin | October 3, 2026 | Market Commentary, Retirement planning | 0 Comments

What You Will Learn From This Article Where wealthier South Africans are actually retiring to, and the real numbers behind the trend The genuine reasons people give for leaving, beyond the usual assumptions about crime and governance Why a documented share of people...

South Africa’s Demographic Dividend: The Opportunity in the Data, and the Reality Check

by pension-admin | September 8, 2026 | Featured Articles, Market Commentary | 0 Comments

What You Will Learn From This Article What the Bureau of Market Research's August 2026 population report actually found, in plain terms What a "demographic dividend" is, and why South Africa's population structure currently offers one The stark, current unemployment...

Europe’s National Debt: The EU as a Whole, and Its Five Most Indebted Countries

by pension-admin | September 2, 2026 | Featured Articles, International News, Market Commentary | 0 Comments

What You Will Learn From This Article How European Union government debt has moved from the Maastricht Treaty era to today, and why the crisis pattern looks different from the US or South Africa Which five EU countries carry the highest debt burdens, and how each one...

From 24% to 79%: South Africa’s National Debt Under Five Presidents

by pension-admin | August 28, 2026 | Featured Articles, Market Commentary | 0 Comments

What You Will Learn From This Article How South Africa's national debt has moved from 1994 to today, tracked against each president's term in office Why debt actually fell for most of the country's first 14 years of democracy, and what specifically reversed...

The USA Took 136 Years to Hit Its First $1 Trillion in Debt and Added $9 Trillion in the last 3 Years

by pension-admin | August 18, 2026 | Featured Articles, International News, Market Commentary | 0 Comments

What You Will Learn From This Article How the US national debt grew from around 55% of GDP in 2000 to over 120% today, and the major events behind each jump Why the pace of borrowing has accelerated so dramatically, and what that has to do with compounding interest...

Dand D Cycle (Pty) Ltd administrate the following retirement and employee benefit funds.

Address: D and D THE CYCLE (Pty) Ltd, Block 5, First Floor, Meyersdal Office Park, 65 Phillip Engelbrecht street Meyersdal, Alberton, 448

Telephone: 083 630 4359

Listing updated May 2024

Fund number / Fund name

37989	THYME UMBRELLA PROVIDENT FUND	NORMAL ACTIVE FUND
38021	ETFSA RETIREMENT ANNUITY FUND	NORMAL ACTIVE FUND
38158	THE LIFECYCLE RETIREMENT ANNUITY FUND	NORMAL ACTIVE FUND
38159	THE LIFECYCLE PRESERVATION PENSION FUND	NORMAL ACTIVE FUND
38160	THYME UMBRELLA PENSION FUND	NORMAL ACTIVE FUND
38170	ETN UMBRELLA PROVIDENT FUND	PENDING TERMINATION
38189	EASYEQUITIES RETIREMENT ANNUITY FUND	NORMAL ACTIVE FUND
38199	THE LIFECYCLE PRESERVATION PROVIDENT FUND	NORMAL ACTIVE FUND
38203	EASYEQUITIES PRESERVATION PENSION FUND	NORMAL ACTIVE FUND
38204	EASYEQUITIES PRESERVATION PROVIDENT FUND	NORMAL ACTIVE FUND