Comprehensive retirement investment intelligence for SA investors
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Latest from Pensionfund.co.za
The Hidden Cost of the Born-Free Dream: Why “Black Tax” Is South Africa’s Silent Retirement Crisis
What You Will Learn From This Feature Why "black tax" exists — the historical and economic reasons so many South African professionals support extended family, rooted in apartheid-era wealth exclusion rather than personal budgeting choices. The psychological cost...
Make Your Next Car Decision a Wealth Move
Buying a car is not merely a lifestyle choice, it is one of the most significant financial decisions many individuals make outside of property ownership. Too often, people fall into the trap of purchasing “above their means” to impress family, friends, or colleagues....
Global Diplomacy and Financial Guidance and Will Planning: The Foundations of Prosperity
As global markets continue to evolve amidst shifting geopolitical, economic, and regulatory dynamics, we believe it is vital to keep our clients informed, prepared, and strategically positioned. In this month’s newsletter, we explore the role of a professional wealth...
The $1000 hotdog and why you need to start investing today!
There’s a magical financial force so powerful, yet so sneakily subtle, that even brilliant minds struggle to grasp its full potential. It’s not flashy. It doesn’t scream for attention. But quietly and persistently, it builds empires. It’s called compounding and it...
Why patience pays & how staying invested beats market timing every time
Why patience is one of the most powerful investing tools you have We all set financial goals. We plan for the future, work hard, and try to make smart choices. But sometimes, when it comes to investing, the smartest choice is to do absolutely nothing. Yes, nothing....
Why over-contributing to your retirement fund might be the smartest money move you’re not making
Let’s face it, retirement planning isn’t always the most thrilling topic. But if you knew there was a simple way to pay less tax, protect your capital, and give your future self a serious financial boost, would you do it? Well, there is and it’s called making...
For Private Investors
Investor information
How to apply for a bridging loan against your pension or provident fund
Pension fund bridging finance lenders advance a portion of the expected payout to help cover immediate financial needs. The bridging finance industry is often high risk which means the terms are going to be favourable to the lender with a high cost of lending...
Breaking free from overwhelming debt – A 9 Step strategy to regaining control
Debt can feel like a crushing weight, especially when it comes from multiple sources—mortgages, credit cards, student loans, and store cards. It’s easy to feel trapped in a cycle where minimum payments seem never-ending, and the overall debt keeps growing. But...
How does Debt Management Affect Your Credit Score
What is a credit score? We have all seen the ads with the two guys sitting on the couch watching TV and discussing credit scores. Your credit score is an indicator of how much of a risk any lender will have to take by lending you money or providing you with finance...
10 Ways to improve your position for retirement as you approach 60 years old
Many people lost large portions of the retirement savings by investing in the Sharemax scheme which has highlighted the position you may find yourself in as you enter retirement age. The sharemax scheme may have been a monumental blunder by regulators and the NPA...
Retirement Visa’s available to South Africans in Europe
Have you ever thought that it would be nice to go and spend some time in Europe to enjoy your hard earned cash, experience other countries and cultures and generally do a whole lot of travelling without having to come back to South Africa every 3 to 6 months, but to...