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Graduate professionals retirement planning – Professional Provident Society

Graduate professionals retirement planning – Professional Provident Society

The Professional provident society is a unique retirement product for graduates that have at least a 4 year degree or 2 degrees that combined have 4 or more years of study. The application requirements to join this exclusive retirement benefit product also include Technical graduates with additional diplomas added to the Technikon degree.

The PPS is a South African business and the worlds largest grouping of graduates and offers retirement and insurance products, including medical products specifically designed to cater for the future needs of professional people.

You must be under 51 years old and hold a degree to become eligible to enjoy the benefits of the insurance and retirement offerings from PPS.

The lifestyle suite of products on offer include:

  • Exclusive benefits for retirement
  • Dread disease cover
  • Life cover
  • Professional medical scheme or Profmed
  • Short term insurance
  • Returns in the form of a share of surplus annual income

Retirement schemes come in many forms and in the bigger picture, a grouping of like minded people investing for their retirement and other lifestyle needs are able to structure retirement investment portfolios with less risk and higher returns. A group of educated people with skills and experience are able to have a positive input on the schemes investments and as the investments are owned by the policy holders, this input becomes more important. Each qualifying member becomes eligible to share in the net operating income. The PPS exists purely to benefit it, members, has a good cost structure and is a leading performer.

If you are a professional graduate your retirement benefits could be substantially increased by becoming a member of this exclusive grouping of people. Retirement planning needs to be carefully managed in an environment of low interest rates, pension funds that are under performing and not providing their member beneficiaries with the required income to live out their lives in a comfortable fashion.

Take charge of your retirement plan with a high performing retirement product that meets your income expectations.

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